Compare the Best Public Liability Insurance in Singapore

We partner with business insurance specialists to help you compare and find the best public liability insurance policies.

Get Quotes From Popular Insurers

What is Public Liability Insurance?

Public liability insurance is designed to protect businesses against claims of bodily injury or property damage caused to third parties due to business activities.

This coverage is crucial for companies to safeguard against the financial implications of lawsuits and legal fees arising from accidents or negligence.

It ensures that businesses can operate without the constant worry of potential claims, providing financial security and peace of mind.

Why Public Liability Insurance?​


Financial Protection

Public liability insurance shields your business from significant financial losses by covering legal fees and compensation costs associated with third-party claims of injury or property damage. This ensures that a single incident doesn't jeopardise your business's financial health.


Regulatory Compliance

Many industries require businesses to carry public liability insurance to operate legally. Additionally, having this insurance can enhance trust with clients and partners, showcasing your commitment to professional responsibility and safety.


Business Continuity

In the event of a claim, public liability insurance helps ensure business operations can continue uninterrupted by managing the financial and reputational risks associated with legal disputes. This protection supports your business's long-term stability and growth.

Who should get public liability insurance?

Businesses With Storefronts

Retail outlets, eateries, and boutique stores with physical premises are particularly vulnerable to claims stemming from slip-and-fall accidents or other injuries on-site. Public liability insurance is crucial for these businesses to cover potential legal fees and damages, ensuring they can continue operating without the burden of unforeseen liabilities.

Companies Operating On-Site

Construction and maintenance companies face inherent risks due to the nature of their work, including potential damage to property or bystander injuries. Public liability insurance protects these businesses from claims that can arise from their operations, offering a safety net that allows them to focus on their projects with peace of mind.

Service Providers With Physical Engagement

Businesses that provide in-home services, like cleaning, home repair, or beauty services, enter customer premises, increasing the risk of property damage or personal injury claims. Public liability insurance safeguards these businesses by covering potential compensation costs, ensuring that one accident doesn’t lead to financial ruin.

Best Public Liability Insurance Plans in Singapore

allianz logo

Allianz public liability insurance

Unpredictable mishaps, like a customer slipping on your office floor or a product defect causing damage, can lead to substantial financial and reputational risks for any business.

Protect your bottom line with Allianz Casualty Insurance, which covers 3 crucial areas: Public Liability, Product Liability, and Combined General Liability.

Specifically, their Public Liability Insurance is essential if your business operations involve direct interactions with the public, safeguarding against claims from accidents that could occur on your premises or during your operations.

With Allianz, shield yourself from potential legal costs stemming from third-party property damage or injuries with a comprehensive safety net that lets you focus on what you do best – growing your business.
liberty insurance logo

liberty public liability insurance

At Liberty, they understand that accidents can happen, no matter how many precautions you take.

That's why their Public Liability Insurance is designed to cover your business against legal liabilities to the public.

This includes coverage for accidental death, injury, or damage to third-party property, ensuring that a single mishap doesn't threaten your financial stability

Liberty's commitment to your business's protection is reflected in our diligent coverage of all possible customer interactions, whether it's a client visiting your facility or an incident at a company-hosted event.
chubb insurance logo

chubb public liability insurance

Chubb's Public / General Liability Insurance offers a robust defence against potential claims for bodily injury and property damage.

Catering especially to sectors like manufacturing, distribution, and hospitality, Chubb provides flexible coverage that can be tailored to meet the specific needs of your business.

This policy includes personal and advertising liability and extends to cover miscellaneous errors and omissions, ensuring broad protection.

With Chubb, benefit from their extensive network across 54 countries, enabling you to manage global risks under one comprehensive policy.

Their large capacity limit of up to US$50,000,000 assures that your business stays secure, no matter the scale of the liability.
msig logo

MSIG public liability insurance

MSIG's Public Liability Insurance stands as a protective shield for your business against unforeseen legal liabilities.

This policy specifically covers defence costs and compensation payments, ensuring that your business can face legal battles with confidence and financial backup.

MSIG is committed to supporting your business continuity by protecting against claims from third parties for accidents occurring in your premises or operations.

However, it's important to note that this policy does not cover personal accidents or damages to your own property, which are covered under other business and work injury compensation policies.

Equip your business with MSIG for a robust defense against claims that could impact your operations.
China Taiping logo

China Taiping Public Liability Insurance

China Taiping's Public Liability Insurance is crafted to safeguard your business against any legal liabilities that might arise during your operations.

This policy covers incidents such as injuries or damages caused by employee negligence, which could include a customer tripping over equipment at your site

China Taiping recognises the critical nature of these accidents and their potential financial implications on your business.

With coverage extending to newer liability areas like the use of electric vehicle chargers, this insurance ensures comprehensive protection, helping you manage the risks associated with third-party interactions smoothly and effectively.
sompo insurance logo

Sompo Public Liability Insurance

Sompo Public Liability Insurance offers a safety net for your business against the legal liabilities of bodily injury and property damage to third parties as a result of your business activities.

The policy is adaptable, with coverage limits based on the nature and size of your business and associated risks.

This flexibility ensures that whether you operate a small local shop or a large corporation, Sompo can provide the necessary coverage to protect your business from significant financial and legal challenges.

Partner with Sompo to secure your operations and focus on what matters most—growing your business with peace of mind.
aig logo

AIG Public Liability Insurance

AIG's Public Liability Insurance offers expansive coverage that prepares your business to handle almost any eventuality related to your operations.

This policy stands out for its high limits and ability to cover a wide spectrum of risks, making it suitable for businesses operating across various industries and scales.

The coverage includes premises and operations, which protects against bodily injuries or property damage that occur on your premises or as a result of your business activities.

Additionally, it includes product liability and completed operations coverage, ensuring that any damages from products or completed projects are also secured.

AIG's international presence allows them to offer broad jurisdictions coverage, issuing local policies worldwide and leveraging extensive expertise in international markets.

This makes AIG an excellent choice for businesses with global operations seeking comprehensive and adaptable liability protection.

How to apply for a comparison session?

Step 1

Submit a request for a quote with Corporate Cover. Based on your request, we will match you with one of our MAS-licensed partners.

Step 2

Our partners will obtain quotations from the respective insurers and help you compare based on price, features, and suitability.​

Step 3

Once you've found the perfect public liability insurance policy, feel free to purchase it from a friend, directly from the insurer, or from our partners!

What does public liability insurance cover?

Public liability insurance covers claims made against your business by third parties for bodily injury or property damage occurring due to your business operations. This includes legal fees, medical costs, and compensation for damages. It’s designed to protect your business financially from the costs associated with defending against such claims and any resulting payouts, ensuring that an incident doesn’t significantly impact your business’s financial health.

What does public liability insurance not cover?

Public liability insurance typically does not cover employee injuries (covered by worker’s compensation insurance), professional errors (covered by professional indemnity insurance), intentional acts of damage, contractual liabilities, and incidents related to the use of motor vehicles (commercial vehicle insurance). It’s focused on third-party claims, so damages or losses directly related to the business or its employees are not covered under this policy.

How much does public liability insurance cost in Singapore?

The cost of public liability insurance in Singapore can start as low as $9 per month for $500,000 in coverage. This rate can vary depending on your industry, highlighting the affordability and accessibility of protecting your business against third-party claims for injuries or property damage.

What is the cheapest public liability insurance in Singapore?

Identifying the cheapest public liability insurance in Singapore involves comparing various insurers, as rates can fluctuate based on coverage needs and business specifics. It’s advisable to obtain personalised quotes to find the most cost-effective solution tailored to your business requirements.

Can I buy public liability insurance online?

Yes, you can purchase public liability insurance online in Singapore via Corporate Cover’s partners. This convenient option allows you to easily compare quotes, understand coverage details, and secure insurance efficiently.

What insurers can your partners help me with? ​

Our partners have the capability to broker for a broad range of insurers, providing you with diverse options for public liability insurance.

This extensive list includes prominent names like AIG, Allianz, AXA, Chubb, Cigna Global, ETIQA, Liberty, MSIG, NTUC Income, Singlife, and many more.

This diverse selection allows us to cater to various business sizes and industries, ensuring comprehensive coverage. If you have a preferred insurer, just ask!

Get Quotes From Popular Insurers

Why you should get your public liability insurance with Corporate Cover


Cost Efficiency

At Corporate Cover, we harness our extensive network of insurers to secure competitive rates, ensuring you get comprehensive coverage without overspending. Our strategic partnerships allow us to offer policies that are both affordable and tailored to your specific business risks.


Exceptional Customer Service

Our dedicated team prioritises your needs, providing personalised advice and swift responses to your inquiries. We're committed to guiding you through the insurance process, ensuring clarity and convenience every step of the way.


Enhance Revenue Protection

With our tailored public liability insurance solutions, we safeguard your business against unforeseen financial losses due to liability claims. This protection allows you to focus on your business operations and growth opportunities, secure in the knowledge that potential liabilities are well managed.

Find The Perfect Public Liability Insurance Insurance Policy Today!